in order to be protected from financial loss in the event of a claim, it is advisable to take out appropriate insurance.
The fire insurance you mentioned is an important protection for homeowners. It protects the homeowner from financial loss in the event of a house fire and is usually part of the homeowners insurance policy.
If you use the studio as a private dwelling, your inventory can be insured against damage caused by fire, lightning, tap water, storm and hail as well as burglary via the household contents insurance. You can find information about our household insurance here:
If the studio is a commercial rental, you will need commercial contents insurance. Commercial contents insurance protects technical and commercial equipment, including all merchandise and supplies, from damage caused by fire, burglary, acts of God and more. Information can be found here:
I recommend that you consult with a local representative. They can discuss with you what coverage is right for you and can also calculate a quote for you. Agencies in your area can be found here:
I hope that I was able to help you.
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