Führerschein Umschreibung - Kfz Versicherung.

Question

Führerschein Umschreibung - Kfz Versicherung.

Hallo, I have an Indian Driving License that I i got in June 2008 and it is valid until June 2028. Now I am doing a driving license conversion and I want to buy a car in Germany and get it insured. Should I register my license validity date as June 2008 or the start date as in my German driving license. The reason is the insurance is drastically different as the German driving license is valid only since this month.

Please suggest how do i get my KfZ insurance done.

Note: I did not own a car in India so I have no history of an insurance and no negative points or records.

Thanks,

Karthik

Franzi. · Accepted Answer · 2020-02-17T07:38:24Z

Hello karthik108,

thank you for your interest for an insurance with us.

The contribution to the insurance of a motor vehicle is made up of various factors. For example, the type of car or your claims category (in German: Schadenfreiheitsklasse)The claims category are the total years of driving of an a car insured on your behalf.

The prerequisite for this is that no damage has been reported and has been regulated by the insurance company. Your insurance premium will decrease as the loss-free class increases.
The duration of the driver’s license doesn’t affect the damage-free class.

I recommend to you to talk with one of our account managers at your location. With our agency search, you can find out who is close to you.
https://www.allianz.de/agentursuche/

Best Regards
Franzi